Home Loan – what is it?

It is a loan that people who want to buy a house can use up to 500,000 dollars. A loan allocation fee of 0.5% of the person’s loan is charged. At the same time, people who want to get home loans from the bank must have life insurance. Bank; It offers up to 10 years maturity option for people who want to get a mortgage loan.

What are Home Loan Options?

What are Home Loan Options?

Home loan options are:

  • It is possible to get home loan from the bank with fixed monthly installments.
  • People who get a mortgage loan from the bank; By paying high installments in the first months, it may have the opportunity to pay in low installments in the following months.
  • It is possible to get a mortgage loan with updated interest from the bank. Along with the fluctuations in interest rates during the period, the interest rate of the person is updated regularly.
  • It is possible for people to get a special installment loan from the bank. It is possible to repay the loan in variable installments according to its own budget during the period.

What are the Home Loan Application Conditions?

Bank housing loan application conditions are as follows:

  • Persons wishing to apply for housing loans must be over 18 years old.
  • People who want to get a mortgage loan; credit ratings must be high. At the same time, people must have paid previous bank payments regularly.
  • People who want to get a mortgage loan should have a regular income that they are certified. If they do not have an insured business, they should be able to identify the sources of income from which they receive additional income.
  • In case the person who wants to get a mortgage loan is married, the spouse must have written permission.
  • When the person gets a mortgage loan, it is necessary to pass the dwelling he / she will display as a dwelling.
  • In order for a person to get a mortgage loan, he / she has to take a housing with a resettlement.

What are the Required Documents for Home Loan Application?

What are the Required Documents for Home Loan Application?

Documents required for Home loan application are:

  • The identity card of the person who wants to apply for mortgage loan is required.
  • The person who wants to get a mortgage loan needs a current residence document or a paid invoice registered in his name.
  • A deed copy of the relevant residence is required.
  • A person’s income document is required.

How to Apply for Home Loan with Internet Banking?

How to Apply for Home Loan with Internet Banking?

The steps to be taken to apply for housing loan with internet banking are as follows:

  • Mortgage loan in the right corner of the page should be clicked immediately.
  • The application form on the page that opens should be filled.
  • Information about whether he / she can get the mortgage loan is conveyed to him by the bank in a short time.

You can calculate home loan using the Mortgage Calculator. For other banks, we recommend you to review the Housing Loan Calculation page.